Financial Data of the GFKL Group 1.1. - 31.03.2007 on basis of the IFRS consolidated financial statement

	1.1. - 31.03.2007 in TEUR	1.1.- 31.03.2006 in TEUR	Change in %
Share key figures
Earnings per share in EUR (IAS 33)	0.25	0.15	63
Weighted numbers of shares in units	17,633,790	16,533,567	7

Statement of operating results
Revenues	255,505	192,108	33
- thereof credit business	194,183	148,865	30
- thereof collection business	23,088	9,126	>100
- thereof software business	4,839	10,845	-55
- thereof system business	33,394	23,272	43
- thereof Holding	0	0	n/a
Interest income	3,799	8,056	-53
- thereof financial lease	8,145	7,721	5
- thereof operational lease	-2,122	0	n/a
- thereof other	-2,225	335	n/a
Other income	5,865	563	>100
Total operating income	265,169	200,727	32

Lease expenses	179,965	147,700	22
Expenses of external materials	20,527	16,235	26
Personnel expenses	26,381	18,119	46
Other operating expenses	20,170	12,171	66
Other taxes	433	51	>100
Earnings before depreciation	17,694	6,451	>100
Depreciation	10,514	1,269	>100
- thereof operate lease	8,585	23	>100
Total operating expenses	257,988	195,545	32

Earnings after depreciation	7,180	5,182	39
Depreciation on investments	0	0	n/a
Earnings from share in ass. companies	17	4	>100
Earnings before taxes	7,198	5,186	39

Taxes on income	2,911	1,911	52
Consolidated net income	4,286	3,275	31
Earnings to minority shareholders	-118	738	n/a
Profit (+) / loss (-) carried forward	81,398	36,578
Accumulated profit	85,802	39,115

Development of the results in the business units
Credit business	3,832	3,843	0
Collection business	7,119	2,292	>100
Software business	395	564	-30
System business	1,030	-535	n/a
GFKL Holding and Transition	-5,179	-978	>100

Key figures of new origination and employees
New Origination of Leasing business	178,180	132,482	34
- Number of new contracts	4,067	2,814	45
- Average Contract Size	44	47	-7
Number of employees at the end of the period calculated on fulltime employee without freelancer	2,215	1,742	27
Earnings before taxes per employee	3.3	3.7	-11

Key figures of the balance ¹⁾	31.03.2007 in TEUR	31.03.2006 in TEUR	Change
Total Assets	980,221	507,363	93%
Equity²⁾	151,833	123,924	23%
Equity ratio	15.5%	24.4%	-37%
Weighted after tax return on equity	11.5%	10.7%	7%

^{1) Values of the previous year have been determined because of IAS 8.}
^{2) Non-consideration of the minority interests in the equity because they are not part of the economic equity.}

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Financial Data of the GFKL Group 1.1. - 31.03.2007 on basis of the IFRS consolidated financial statement

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