Financial Data of the GFKL Group 1.1. - 31.3.2006 on basis of the IFRS consolidated financial statement

	1.1. - 31.3.2006 in TEUR	1.1.- 31.3.2005 in TEUR	Change
Share key figures
Earnings per share in EUR (IAS 33)	0.15	0.14	6%
Weighted numbers of shares in units	16,533,567	15,725,867	5%

Statement of operating results
Revenues	185,690	159,354	17%
- thereof Credit business	148,865	147,125	1%
- thereof Collection business	9,126	5,770	58%
- thereof Software business	4,427	3,375	31%
- thereof System business	23,272	3,083	>100%
- thereof Holding	0	0	n/a
Interest income	8,049	9,215	-13%
Other income	4,089	1,822	>100%
Total operating income	197,828	170,391	16%

Lease expenses	147,700	146,825	1%
Expenses of external materials	15,780	1,036	>100%
Personnel expenses	16,736	7,413	>100%
Other operating expenses	11,857	10,137	17%
Other taxes	51	22	>100%
Earnings before depreciation	5,704	4,957	15%
Depreciation	1,257	1,039	21%
Total operating expenses	193,380	166,472	16%

Earnings after depreciation	4,448	3,918	14%
Depreciation on investments	0	0	n/a
Earnings from share in ass. companies	4	17	-78%
Earnings before taxes	4,452	3,936	13%

Taxes on income	1,911	1,621	18%
Earnings from disposal of discontinued operations	734	0	n/a
Consolidated net income	3,275	2,315	41%
Earnings to minority shareholders	738	36	>100%
Profit carried forward	36,578	21,498	1
Accumulated profit	39,115	23,776	65%

Development of the results in the business units
Credit business	3,843	2,726	41%
Collection business	2,292	1,525	50%
Software business	466	70	>100%
System business	-535	641	n/a
GFKL Holding and Transition	-1,618	-1,044	55%
Earnings from share in ass. companies	4	17	-78%

Key figures of new origination and employees
New Origination of Leasing business	132,482	121,635	9%
- Number of new contracts	2,814	2,276	24%
- Average contract size	47	53	-12%
Number of employees at the end of the period calculated on fulltime employee without freelancer	1,742	644	>100%
Earnings before taxes per employee	3.2	6.1	-48%

Key figures of the balance ¹⁾	31.3.2006 in TEUR	31.3.2005 in TEUR	Change
Total assets	509,347	413,904	23%
Equity²⁾	125,908	110,290	14%
Equity ratio	24.7%	26.6%	-7%
Weighted after tax return on equity³⁾	10.5%	11.0%	-4%

^{1) Values of the previous year have been determined because of IAS 8.}
^{2) Non-consideration of the minority interests in the equity because they are not part of the economic equity.}
^{3) Considering of proportional capital increase in 2005.}