Financial Data of the GFKL Group 1.1. - 30.9.2007 on basis of the IFRS consolidated financial statement

	01.01. - 30.09.2007 in TEUR	01.01. - 30.09.2006 in TEUR	Change in %
Share key figures
Earnings per share (IAS 33) in EUR	0.77	0.90	-14
Weighted numbers of shares in units	17,633,790	16,718,953	5

Statement of operating results¹
Revenues	859,481	734,259	17
- thereof credit business	653,401	576,507	13
- thereof collection business	79,209	36,660	>100
- thereof software business	20,358	16,058	27
- thereof system business	106,513	105,033	1
- thereof Holding	0	0	n/a
Interest income	12,716	16,881	-25
- thereof financial lease	24,799	24,152	3
- thereof operating lease	-6,710	-3,256	>100
- thereof other	-5,373	-4,015	34
Other income and change in inventory of work-in-process	13,418	18,703	-28
Total operating income	885,614	769,842	15

Lease expenses	604,423	551,538	10
Expenses of external materials	68,249	72,503	-6
Personnel expenses	85,192	65,206	31
Other operating expenses	69,542	42,867	62
Other taxes	2,038	606	>100
Earnings before depreciation	56,171	37,122	51
Depreciation	32,587	17,899	82
- thereof operating lease	26,301	13,469	95
Total operating expenses	862,030	750,619	15

Earnings after depreciation	23,584	19,223	23
Depreciation on investments	0	0	n/a
Earnings from share in ass. companies	-34	23	n/a
Earnings before taxes	23,550	19,246	22

Taxes on income	9,594	4,054	>100
Consolidated net income	13,956	15,192	-8
Earnings to minority shareholders	351	127	n/a
Profit (+)/ loss (-) carried forward	81,398	36,578
Accumulated profit	95,003	51,644

Development of the results in the business units
Credit business	10,621	10,302	3
Collection business	17,434	7,655	>100
Software business	4,577	1,545	>100
System business	1,750	2,223	-21
GFKL Holding and Transition	-10,832	-2,479	>100

Key figures of new origination and employees
New origination of Leasing business	617,463	508,511	21
- Number of new contracts	18,528	10,607	75
- Average contract size	33	48	-30
Number of employees at the end of the period calculated on fulltime employee without freelancer	2,599	1,873	39
Earnings before tax per employee (weighted)	9.8	11.8	-17

Key figures of the balance¹	30.09.2007 in TEUR	30.09.2006 in TEUR	Change in %
Total Assets	1,187,528	877,747	35
Equity²	160,714	142,586	13
Equity ratio	13.5	16.2	-17
Weighted after tax return on equity	12.1	15.3	-21

^{1) Values of the previous year have been determined according to IAS 8.
2) Non-consideration of the minority interests in the equity because they are not part of the economic equity.}