Financial Data of the GFKL Group 1.1. - 30.9.2006 on basis of the IFRS consolidated financial statement

	1.1. - 30.9.2006 in TEUR	1.1.- 30.9.2005 in TEUR	Change in %
Share key figures
Earnings per share in EUR (IAS 33)	0.90	0.70	28
Weighted numbers of shares in units	16,718,953	16,267,292	3

Statement of operating results
Revenues	734,259	473,431	55
- thereof Credit business	576,507	431,047	34
- thereof Collection business	36,660	18,910	94
- thereof Software business	16,058	11,788	36
- thereof System business	105,033	11,686	>100
- thereof Holding	0	0	n/a
Interest income	16,881	30,800	-45
- thereof financial lease	24,152	27,690	-13
- thereof operational lease	-3,256	0	n/a
- thereof other	-4,015	3,110	n/a
Other income	18,703	13,002	44
Total operating income	769,842	517,233	49

Lease expenses	551,538	432,833	27
Expenses of external materials	72,503	3,858	>100
Personnel expenses	65,206	26,884	>100
Other operating expenses	42,867	33,918	26
Other taxes	606	66	>100
Earnings before depreciation	37,122	19,676	89
Depreciation	17,899	4,338	> 100
- thereof operate lease	13,469	0	n/a
Total operating expenses	750,619	501,896	50

Earnings after depreciation	19,223	15,338	25
Depreciation on investments	0	0	n/a
Earnings from share in ass. companies	23	47	n/a
Earnings before taxes	19,246	15,385	25

Taxes on income	4,054	3,483	16
Consolidated net income	15,192	11,902	28
Earnings to minority shareholders	127	477	-73
Profit carried forward	36,578	21,498	70
Accumulated profit	51,644	32,923	57

Development of the results in the business units
Credit business	10,302	13,629	-24
Collection business	7,655	3,846	99
Software business	1,545	1,296	19
System business	2,223	1,897	17
GFKL Holding and Transition	-2,479	-5,283	53

Key figures of new origination and employees
New Origination of Leasing business	508,511	347,841	46
- Number of new contracts	10,607	6,740	57
- Average contract size	48	52	-7
Number of employees at the end of the period calculated on fulltime employee without freelancer	1,873	690	>100
Earnings before taxes per employee	11.8	23.4	-50

Key figures of the balance ¹⁾	30.9.2006 in TEUR	30.9.2005 in TEUR	Change in %
Total assets	879,730	429,557	> 100
Equity²⁾	144,569	119,745	21
Equity ratio	16.4%	27.9%	-41
Weighted after tax return on equity³⁾	15.1%	16.5%	-9

1) Values of the previous year have been determined because of IAS 8. 2) Non-consideration of the minority interests in the equity because they are not part of the economic equity. 3) Considering of proportional capital increase in 2005.