Financial Data of the GFKL Group 1.1. - 30.9.2006 on basis of the IFRS consolidated financial statement

	1.1. - 30.9.2006 in TEUR	1.1.- 30.9.2005 in TEUR	Change in %
Share key figures
Earnings per share in EUR (IAS 33)	0.90	0.70	28
Weighted numbers of shares in units	16,718,953	16,267,292	3

Statement of operating results
Revenues	734,259	473,431	55
- thereof Credit business	576,507	431,047	34
- thereof Collection business	36,660	18,910	94
- thereof Software business	16,058	11,788	36
- thereof System business	105,033	11,686	>100
- thereof Holding	0	0	n/a
Interest income	16,881	30,800	-45
- thereof financial lease	24,152	27,690	-13
- thereof operational lease	-3,256	0	n/a
- thereof other	-4,015	3,110	n/a
Other income	18,703	13,002	44
Total operating income	769,842	517,233	49

Lease expenses	551,538	432,833	27
Expenses of external materials	72,503	3,858	>100
Personnel expenses	65,206	26,884	>100
Other operating expenses	42,867	33,918	26
Other taxes	606	66	>100
Earnings before depreciation	37,122	19,676	89
Depreciation	17,899	4,338	> 100
- thereof operate lease	13,469	0	n/a
Total operating expenses	750,619	501,896	50

Earnings after depreciation	19,223	15,338	25
Depreciation on investments	0	0	n/a
Earnings from share in ass. companies	23	47	n/a
Earnings before taxes	19,246	15,385	25

Taxes on income	4,054	3,483	16
Consolidated net income	15,192	11,902	28
Earnings to minority shareholders	127	477	-73
Profit carried forward	36,578	21,498	70
Accumulated profit	51,644	32,923	57

Development of the results in the business units
Credit business	10,302	13,629	-24
Collection business	7,655	3,846	99
Software business	1,545	1,296	19
System business	2,223	1,897	17
GFKL Holding and Transition	-2,479	-5,283	53

Key figures of new origination and employees
New Origination of Leasing business	508,511	347,841	46
- Number of new contracts	10,607	6,740	57
- Average contract size	48	52	-7
Number of employees at the end of the period calculated on fulltime employee without freelancer	1,873	690	>100
Earnings before taxes per employee	11.8	23.4	-50

Key figures of the balance ¹⁾	30.9.2006 in TEUR	30.9.2005 in TEUR	Change in %
Total assets	879,730	429,557	> 100
Equity²⁾	144,569	119,745	21
Equity ratio	16.4%	27.9%	-41
Weighted after tax return on equity³⁾	15.1%	16.5%	-9

1) Values of the previous year have been determined because of IAS 8. 2) Non-consideration of the minority interests in the equity because they are not part of the economic equity. 3) Considering of proportional capital increase in 2005.

Financial Data of the GFKL Group 1.1. - 30.9.2006 on basis of the IFRS consolidated financial statement

Further Financial Data