Financial Data of the GFKL Group 1.1. - 30.9.2002 on basis of the IFRS consolidated financial statement

Figures based on the old IAS 39.

	1.1 - 30.9.2002 in TEUR	1.1- 30.9.2001 in TEUR	Change
Cash earnings according DVFA/SG	12,910	6,335	104%
Earnings per share of common stock in EUR (IAS 33)	0.55	0.36	53%
Revenues	240,041	129,939	85%
- thereof Leasing business	230,887	123,344	87%
- thereof Financial Outsourcing business	15,338	8,220	87%
- thereof Holding	7,570	5,255	44%
- thereof Transition	-13,754	-6,880	100%

Interest income	35,121	14,102	149%
Other operating income	4,871	1,265	285%
Total operating income	280,033	145,306	93%

Lease expenses	233,874	123,779	89%
Cost of purchased goods	843	325	159%
Personnel expenses	15,310	7,468	105%
Other operating expenses	16,056	7,218	122%
Other taxes	177	42	321%
Earnings before depreciation	13,773	6,474	113%

Depreciation and amortization	1,192	636	87%
Total operating expenses	267,452	139,468	92%


Earnings before taxes	12,581	5,838	116%

Taxes on income	5,659	2,474	129%
Earnings after taxes	6,922	3,364	106%

Profit carried forward from previous year	8,537	4,261	100%
Accumulated profit	15,459	7,625	103%

Earnings before taxes of the business units
-Leasing business	6,367	3,975	60%
-Financial Outsourcing business	7,776	2,600	199%
-GFKL Financial Services AG (Holding)	-748	313	n/a
-Transition	-814	-1,050	n/a

New Origination of Leasing business	196,886	112,012	76%
- Number of new contracts	4,023	1,919	110%
- Average Contract Size	49	58	-16%

Number of employees at the end of the period	362	239	51%
Earnings before taxes per employee	40.6	27.7	46%

	1.1.-30.9.2002 in TEUR	1.1.-30.9.2001 in TEUR	Change
Total assets	234,819	130,688	80%
Shareholders´ equity	74,061	21,627	242%
Equity ratio	31.54%	16.55%	91%
Time weighted after tax Return on equity*	18.68%	24.87%	-25%

^{*) projection to the year}