Financial Data of the GFKL Group 1.1. - 30.6.2007 on basis of the IFRS consolidated financial statement

	01.01. - 30.06.2007 in TEUR	01.01. - 30.06.2006 in TEUR	Change in %
Share key figures
Earnings per share (IAS 33) in EUR	0.64	0.56	14
Weighted numbers of shares in units	17,633,790	16,533,567	7

Statement of operating results¹
Revenues	548,589	452,762	21
- thereof credit business	417,507	358,656	16
- thereof collection business	50,193	19,162	>100
- thereof software business	12,667	11,678	8
- thereof system business	68,221	63,265	8
- thereof Holding	0	0	n/a
Interest income	8,581	12,540	-32
- thereof financial lease	16,918	15,314	10
- thereof operating lease	-4,274	-1,286	n/a
- thereof other	-4,063	-1,488	n/a
Other income and change in inventory of work-in-process	10,994	15,944	-31
Total operating income	568,164	481,246	18

Lease expenses	386,673	347,368	11
Expenses of external materials	42,148	43,061	-2
Personnel expenses	55,937	42,204	33
Other operating expenses	43,483	27,736	57
Other taxes	1,612	258	>100
Earnings before depreciation	38,311	20,619	86
Depreciation	21,525	7,922	>100
- thereof operating lease	17,408	5,224	>100
Total operating expenses	551,378	468,550	18

Earnings after depreciation	16,786	12,696	32
Depreciation on investments	0	0	n/a
Earnings from share in ass. companies	-34	9	-496
Earnings before taxes	16,752	12,705	32

Taxes on income	5,263	1,974	> 100
Consolidated net income	11,489	10,730	7
Earnings to minority shareholders	267	1,481	n/a
Profit (+)/ loss (-) carried forward	81,398	36,578
Accumulated profit	92,621	45,827

Development of the results in the business units
Credit business	7,103	6,874	3
Collection business	11,916	3,882	>100
Software business	3,691	799	>100
System business	1,413	2,329	-39
GFKL Holding and Transition	-7,371	-1,179	>100

Key figures of new origination and employees
New origination of Leasing business	387,469	322,779	20
- Number of new contracts	11,355	6,709	69
- Average contract size	34	48	-29
Number of employees at the end of the period calculated on fulltime employee without freelancer	2,476	1,767	40
Earnings before tax per employee (weighted)	7.2	8.0	-9

Key figures of the balance¹	30.06.2007 in TEUR	30.06.2006 in TEUR	Change in %
Total Assets	1,153,092	873,791	32
Equity²	160,647	131,130	23
Equity ratio	13.9%	15.0%	-7
Weighted after tax return on equity	14.9%	17.0%	-12

^{1) Values of the previous year have been determined according to IAS 8.
2) Non-consideration of the minority interests in the equity because they are not part of the economic equity.}

Financial Data of the GFKL Group 1.1. - 30.6.2007 on basis of the IFRS consolidated financial statement

Further Financial Data