Financial Data of the GFKL Group 1.1. - 30.6.2006 on basis of the IFRS consolidated financial statement

	1.1. - 30.6.2006 in TEUR	1.1.- 30.6.2005 in TEUR	Change
Share key figures
Earnings per share in EUR (IAS 33)	0.56	0.31	81%
Weighted numbers of shares in units	16,533,567	16,131,948	2%

Statement of operating results
Revenues	452,762	326,610	39%
- thereof Credit business	358,656	299,774	20%
- thereof Collection business	19,162	11,927	61%
- thereof Software business	11,678	7,157	63%
- thereof System business	63,265	7,752	>100%
- thereof Holding	0	0	n/a
Interest income	12,540	19,506	-36%
- thereof financial lease	15,314	19,071	-20%
- thereof operational lease	-1,286	0	n/a
- thereof other	-1,488	435	n/a
Other income	15,944	3,925	>100%
Total operating income	481,246	350,042	37%

Lease expenses	347,368	299,307	16%
Expenses of external materials	43,061	2,497	>100%
Personnel expenses	42,204	15,857	>100%
Other operating expenses	27,736	21,373	30%
Other taxes	258	44	>100%
Earnings before depreciation	20,619	10,964	88%
Depreciation	7,922	2,388	>100%
- thereof operate lease	5,224	0	n/a
Total operating expenses	468,550	341,466	37%

Earnings after depreciation	12,696	8,576	48%
Depreciation on investments	0	0	n/a
Earnings from share in ass. companies	9	40	-78%
Earnings before taxes	12,705	8,616	47%

Taxes on income	1,974	3,552	-44%
Consolidated net income	10,730	5,064	>100%
Earnings to minority shareholders	1,481	81	>100%
Profit carried forward	36,578	21,498	1%
Accumulated profit	45,827	26,481	73%

Development of the results in the business units
Credit business	6,874	6,968	-1%
Collection business	3,882	2,868	35%
Software business	799	-50	n/a
System business	2,329	1,345	73%
GFKL Holding and Transition	-1,179	-2,516	n/a

Key figures of new origination and employees
New Origination of Leasing business	322,779	241,454	34%
- Number of new contracts	6,709	4,660	44%
- Average contract size	48	52	-7%
Number of employees at the end of the period calculated on fulltime employee without freelancer	1,767	652	>100%
Earnings before taxes per employee	8.0	13.2	-40%

Key figures of the balance ¹⁾	30.6.2006 in TEUR	30.6.2005 in TEUR	Change
Total Assets	875,775	409,785	>100%
Equity²⁾	133,113	113,370	17%
Equity ratio	15.2%	27.7%	-45%
Weighted after tax return on equity³⁾	16.7%	11.4%	47%

^{1) Values of the previous year have been determined because of IAS 8.}
^{2) Non-consideration of the minority interests in the equity because they are not part of the economic equity.}
^{3) Considering of proportional capital increase in 2005.}