The Company: the Power of Diversity
GFKL Financial Services AG was founded as a leasing company in 1992, and in recent years has developed into a fast-growing financial services group of companies focusing on leasing and collection. The software and systems business technologically complements to this spectrum of services. With its innovative solutions, the GFKL Group actively participates in the ongoing process of change in the German finance industry.
Unique Business Model
The scope of our range of products and services enables us to develop customized solutions for every phase of the business process. Our leasing and factoring services finance growth. Our professional collection services help companies safeguard their income. Our technological backbone comprises the diverse software applications and system solutions we develop in-house; these are also marketed to our customers. This combination of diverse expertise all related to modern financial management makes the GFKL Group’s business model unique in Germany.
Sustained Development
The balance of our business model is the driving force behind the high growth rate and sustainability of GFKL’s economic development. This is because the strong positioning in individual markets and the simultaneous combination of diverse segments safeguard us from concentration risks. GFKL generates income from both cyclical and anti-cyclical business. This protects us from crises and strengthens our growth.
European Perspectives
Successful strategies and processes are replicated in other European countries by GFKL. We are represented, for example, in the Dutch, English and Spanish leasing markets under the established brand name “Universal Leasing”. As part of this process, we are expanding the leasing services offered by our foreign subsidiaries step by step to include the core business areas developed in Germany. Furthermore, as the fourth-largest collection specialist in Germany, we have opened up the Spanish and Portuguese markets for our services in the NPL segment. The GFKL Group will continue progressively expanding its involvement in European markets outside Germany.